comenity bank victorias secret credit card

#Comenity bank victorias secret credit card full#

Most credit cards offered by Comenity Bank are designed for frequent shoppers at targeted stores. There are also options for fast card approvals that also have superior rewards, if time is a factor. If 0% interest credit cards for up to 15 months are of interest to you, we’ve compiled a list of cards which are generally more rewarding than the store credit cards listed below. Note: Many of these cards charge extremely high interest rates. If they issue a card for a store you shop at frequently, their credit card rewards program is worth the look. While Comenity Bank’s cards don’t typically offer large sign-up bonuses, they tailor their rewards programs and bonuses specifically for the customers of their retail partners. If it asks for just the last 4 digits, it is less likely to result in a hard pull.Ĭomenity Bank offers lots of different credit cards, mostly stored-branded cards, that may offer easy approvals without a hard pull on your credit report using the shopping cart trick.

#Comenity bank victorias secret credit card full#

If the offer requires you to input your full Social Security number, it will likely result in a hard pull on your credit report. The trick to getting the offer is to not opt out of promotional credit card offers and ensure that your pop-up blocker is turned off. Known as the shopping cart trick, a credit card offer from Comenity Bank may pop up with an incentive to apply as you’re online shopping with a retailer partnered with the bank. You can obtain some Comenity Bank cards without a hard pull on your credit report, which significantly increases your chances of approval. Easy approval can be attractive if you’re working on building or repairing your credit. While Comenity Bank isn’t a household name like some other credit card companies, they have more than 50 million cardholders.Ĭards issued by Comenity Bank are generally easy to get approved for even if your credit score is lower than average. retail stores, focusing heavily on store-branded credit cards. Otherwise, not so much.Comenity Bank is a major credit card company that has 92 credit programs for many top U.S. The Bottom Line: If you spend lots of money at Victoria’s Secret, the Victoria’s Secret credit card is probably a pretty good card to have. The Shopping Cart Trick Factor: Since this is a Comenity retail card, you should be able to take advantage of the shopping cart trick to get it without a hard pull. It looks like there are other triple point promotions as well, and the fine print on that one says, “Triple points offer cannot be combined with additional bonus reward point promotions.”Īnnual Gifts: Certain retail cards give you a bonus every year on your birthday. Does that get multiplied with the triple points bonus and bring the rewards to 24/36%? And does Victoria’s secret sell prepaid Visa gift cards? I don’t know, though I’m pretty sure the answer to the second question is “No.”

AND you also get double points on all bra purchases. That works out to a rate of 4% or 6% in the highest tier.īut wait, there’s more: during your cardmember anniversary month, you get triple points! So that boosts this card to 12%/18%. For the Angel Forever card ($1,000 spent) you get $15 for every $250 spent. For both the Angel Card and the Angel VIP card (which you get by reaching $500 in spend), you get $10 for every $250 spent. Rewards: The Victoria’s Secret credit card offers different tiers based on your spending on it. $15 is less than the $500 rewards that major credit card issuers frequently offer for their products, so the pink credit card is not a winner on this count. Sign-up bonus: The Victoria’s Secret credit card gives you $15 off your next purchase. And by “a lot of readers” I mean “ Elaine in the comments last week.” So here you go, Elaine! Let’s take a look at the features, and please keep in mind that this is a store card valid only at Victoria’s Secret, not a Visa/MasterCard/Amex. Believe it or not, a lot of readers have asked me to write up the Victoria’s Secret credit card.